H.R. 4718: Helping Young Americans Save for Retirement Act

H.R. 4718 is a federal bill in the 119th Congress. Previously, federal rules allowed employers to require employees to wait until age 21 before participating in retirement plans like 401(k)s. This bill lowers that age threshold to 18, meaning employers must permit employees who are at least 18 years old to… See its sponsors, how members voted, and a plain-English breakdown on PolityLens.