H.R. 53: Responsible Borrower Protection Act of 2025

H.R. 53 is a federal bill in the 119th Congress. Currently, the Federal Housing Finance Agency, Fannie Mae, and Freddie Mac have a system for charging upfront fees on single-family home loans. In January 2023, these agencies announced changes to this system that would increase these fees for many… See its sponsors, how members voted, and a plain-English breakdown on PolityLens.