H.R. 5317: Community Bank Deposit Access Act of 2025

H.R. 5317 is a federal bill in the 119th Congress. Before this bill, certain funds placed into community banks by third-party custodians or trustees were classified as brokered deposits, which are subject to strict federal regulations and limitations. Under this legislation, eligible banks with less than… See its sponsors, how members voted, and a plain-English breakdown on PolityLens.